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A sound financial plan will help you create wealth and preserve it.  We can help you structure your financial plan in case something happens which hinders your ability to earn an income.  How far do you think it would set you and your loved ones back?

Your ability to earn an income is by far your most valuable asset.  It's what makes your lifestyle possible.

There are certain risks in life that we can't avoid.  That's why you insure your car, your house and its contents.  You know that if something happened to your home or car, you could be out of pocket by thousands of dollars.  Depending on your age, the cost of not having family protection wouldn't be measured in thousands of dollars - it's more likely to be in the millions.  Consider family protection as part of your overall financial plan:

  • Life Protection - pays a lump sum if you die or are diagnosed with a terminal illness;
  • Total and Permanent Disablement Protection - TPD Protection pays a lump sum if you become totally and permanently disabled due to sickness or injury;
  • Salary Continuance / Income Protection - replaces up to 75% of your monthly income if you become disabled through sickness or injury and are unable to work;
  • Trauma Protection - pays a lump sum if you die, or are diagnosed with a terminal illness or on the first occurrence of suffering one of the specified medical conditions; and
  • Business Expense Protection - reimburses you for the cost of keeping your business running while you're unable to work.
 

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